Palm Harbor Homes under $400,000

Palm Harbor Homes under $400,000

Welcome to Palm Harbor, a charming coastal community nestled in the heart of Florida. Known for its picturesque landscapes, vibrant neighborhoods, and a welcoming atmosphere, Palm Harbor is the perfect blend of relaxation and adventure. Just a stone's throw away from the sparkling Gulf of Mexico, this idyllic subdivision offers a lifestyle that many dream of, with access to beautiful beaches, lush parks, and a plethora of recreational activities.

One of the standout features of Palm Harbor is its diverse range of homes, particularly those priced under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of options that cater to your needs and budget. From charming single-family homes with spacious yards to cozy townhouses that offer low-maintenance living, the real estate market here is thriving and offers something for everyone.

Residents of Palm Harbor enjoy a rich community spirit, with local events, farmers' markets, and festivals that bring neighbors together. The area is also home to top-rated schools, making it an ideal choice for families. With an abundance of dining, shopping, and entertainment options just around the corner, you'll never run out of things to do.

In Palm Harbor, you’re not just buying a home; you’re investing in a lifestyle. With affordable housing options under $400,000, now is the perfect time to discover your piece of paradise in this enchanting Florida community. Come and explore all that Palm Harbor has to offer—you won’t be disappointed!

Newest Palm Harbor Homes under $400,000

20 Pythian Place, Palm Coast
$349,990
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Under Construction. This brand-new construction home offers the perfect blend of elegance, comfort, and modern convenience. Designed with durable block and stucco construction, this open floor plan features 3 bedrooms, 2 baths, and 1,611 sq. ft. of thoughtfully designed living space. Soaring 9'4" ceilings throughout the home create an airy, spacious feel. Enjoy the Florida outdoors with a 6’ x12’ covered porch. The stylish 36” Shaker-style cabinets are beautifully complemented by granite countertops, adding a touch of sophistication to the kitchen. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only

20 Pythian Place, Palm Coast
14 Fernmill Lane, Palm Coast
$300,000
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Don't miss out on this lovely home in the heart of Palm Coast This charming 3-bedroom, 2-bathroom home offers relaxing, open-concept living with high ceilings creating a warm and inviting atmosphere. The modern kitchen, with ample cabinetry, is perfect for entertaining Includes all new appliances, Refrigerator, Microwave, Stove and dishwasher.. The primary suite is a tranquil escape, featuring views of a large backyard. Recent upgrades, include a new roof AC Unit and hot water heater all in 2024, ensuring lasting comfort and peace of mind. A spacious 2-car garage provides plenty of storage. Close to shopping and schools 14 Fernmill Lane is a rare gem. Schedule your private showing today and discover the best of Florida living!

14 Fernmill Lane, Palm Coast
75 Riverview Bend S Unit S, Palm Coast
$310,000
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Discover a rare opportunity in Tidelands with this bright and inviting second floor residence overlooking the community's main lake and fountain, with views extending toward the Intracoastal pool and the Intracoastal Waterway beyond. What truly sets this condo apart is the beautifully renovated kitchen. Unlike the standard two tiered eat in counter found in these floor plans, this residence has been redesigned with an island featuring the kitchen sink, creating a more open, functional gathering space and a layout rarely available within the community. The thoughtfully designed split floor plan offers privacy for the Owner's Suite, which enjoys direct access to the screened lanai along with a lakefront window perfectly positioned for a desk, reading area, or simply enjoying the view right from bed. Triple sliding glass doors with tinted glass invite in abundant natural light while helping soften the morning and afternoon sun. The interior feels fresh and relaxed with soothing sage... green and white accents complemented by warm wood furnishings. Tile flooring flows through the main living areas, while the bedrooms feature wood look LVT, with no carpet anywhere. Guest bedrooms are finished with classic Plantation Shutters. Enjoy your morning overlooking the lake and fountain, then step outside your front door and onto the open air balcony to take in beautiful western sunsets. The building also offers an elevator for convenient access, and the residence includes a spacious private storage unit with parking conveniently located in front of the building. Furniture is negotiable, and the home may be purchased turnkey furnished, with the exception of select personal items, making this an especially attractive option for a second home, seasonal residence, or an easy Florida getaway. And then there is the Tidelands lifestyle. This gated Intracoastal community offers underground utilities, building pest control systems and an impressive collection of amenities designed to make everyday life feel a little more like vacation. Choose between two resort style pool experiences, the clubhouse pool which is heated year round, or the spectacular Intracoastal front pool complete with cabanas, lounge areas, restrooms and heated spas. Follow the community's miles of natural and finished walking paths, including more than a mile directly along the Intracoastal Waterway, with lighted pathways and convenient pet stations along the way. Cast a line from the Intracoastal fishing pier, relax beneath the covered waterfront pavilion, or stay active with tennis, pickleball, basketball, billiards, table tennis, foosball and a fitness center. The community also features an onsite café space available for private events, onsite management and secure gated entry. At 75 Riverview Bend S Unit 1624, you are not simply buying a condo, you are stepping into a lifestyle of water views, sunshine, recreation and relaxation in one of Palm Coast's best kept secrets. Feel like you're on vacation every day, discover your lifestyle at Tidelands on the Intracoastal.

75 Riverview Bend S Unit S, Palm Coast
34 Firethorn Lane, Palm Coast
$299,900
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Welcome home to this well-maintained 3-bedroom, 2-bathroom home offering 1,932 square feet of comfortable living space and a functional layout designed for everyday living and entertaining. Built in 2003, the home features a spacious living room and great room with tile flooring throughout the main living areas, creating an open and easy-care feel. The kitchen offers plenty of cabinet and counter space, a center island, and a convenient adjoining breakfast area with sliding glass doors leading to the rear patio and backyard. All three bedrooms feature carpeting for added comfort. The primary bathroom includes a soaking tub and separate walk-in shower, while the second bath provides additional convenience for family and guests. Outside, the generous backyard offers room to create your own outdoor retreat. A NEW ARCHITECTURAL SHINGLE ROOF WAS INSTALLED IN 2023, providing an important recent update for the next homeowner. With its spacious interior, practical layout, and desirable recent roof replacement, this home is ready for its next chapter.

34 Firethorn Lane, Palm Coast
37 Ferber Lane, Palm Coast
$399,990
4 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32164 Zip Code
Under Construction. This stunning new construction home perfectly combines modern style, comfort, and functionality. Built with durable block and stucco construction, this thoughtfully designed open-concept floor plan gives you the flexibility to design your home to fit your needs. Offering the ability to configure 4–5 bedrooms with 2 bathrooms and a 2 car garage, and 2,067 sq. ft. of living space, this home is truly made to fit your lifestyle. The additional office can provide remote professionals in need of a dedicated workspace or private retreat or serve as a 5th bedroom for extended family members, college students returning home, or live-in caregivers. Inside, elegant Shaker-style cabinetry and beautiful Pauline Grey granite countertops create a sophisticated kitchen atmosphere, while luxury vinyl plank flooring flows throughout the home for a seamless blend of durability and style. The premium stainless-steel appliance package is INCLUDED and features: • 24.3 cu. ft. side-by-side refrigerator with built-in ice maker • 30-inch smooth-top electric range • 1.6 cu. ft. over-the-range microwave • Dishwasher For added peace of mind, your new home also includes a 2-10 Builder’s Warranty.

37 Ferber Lane, Palm Coast
109 Florida Park Drive, Palm Coast
$349,000
4 Beds ⋅ 3 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Welcome to this completely renovated 4-bedroom, 3-bathroom home offering 1,845 square feet of beautifully updated living space. From top to bottom, everything is brand new — and we mean everything. Step inside to discover a stunning new kitchen featuring all-new cabinetry, countertops, appliances and fixtures, perfect for cooking and entertaining. Brand new flooring flows throughout the entire home, giving every room a fresh, cohesive feel. The four generously sized bedrooms have plenty of space for family, guests, or a home office — each freshly updated and move-in ready. All three bathrooms have been fully updated with new vanities, tile, and fixtures and beautifully tiled showers. Fresh interior paint, new doors, new trim, and updated lighting complete the interior transformation, making this home feel like new construction without the new construction price tag. Outside, a brand new roof provides years of worry-free protection, and a new HVAC system ensures energy-efficient comfort year-round. Every major system and surface has been addressed — this is a true top-to-bottom renovation. Whether you're a first-time buyer or looking for a turn-key investment, this home delivers style, comfort, and lasting value in one of Palm Coast's established neighborhoods with the convenience of location being close to everything!

109 Florida Park Drive, Palm Coast
146 Palm Coast Resort Boulevard Unit 209, Palm Coast
$349,900
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
PRICE IMPROVEMENT! SELLER IS MOTIVATED! FULLY FURNISHED & TURNKEY Intracoastal waterfront condo at Palm Coast Resort! This spacious 3-bedroom, 2-bath second-floor condo features a king primary suite with walk-in closet and en suite bath, queen guest room, flexible third bedroom, and private balcony overlooking the water. Covered garage and surface parking included. Step outside and enjoy some of Palm Coast's best amenities. The St. Joe's Walkway runs directly along the property and connects to the Palm Coast Trail Network, offering miles of scenic walking and biking. Relax by the heated saltwater pool or enjoy the community fishing dock overlooking the Intracoastal. Beach access at Bay Drive Park is just a 10-minute drive away. HOA permits 30-day minimum rentals, making this an excellent option for seasonal, snowbird, or corporate rentals. Currently income-producing and offered fully furnished—just bring your suitcase!

146 Palm Coast Resort Boulevard Unit 209, Palm Coast
2024 Magnolia Avenue, South Daytona
$375,000
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32119 Zip Code
&#127796; Rare Opportunity in South Daytona - Huge 0.60-Acre Lot with No HOA! Looking for room to spread out? This beautifully maintained 3-bedroom, 2-bath home sits on an incredible 0.60-acre lot a rare find in South Daytona! From the moment you arrive, you'll appreciate the endless possibilities this oversized property offers. Bring your RV, camper, boat, trailer, work vehicles, or all your outdoor toys--with NO HOA, you have the freedom to enjoy your property your way. Inside, you'll find comfortable living spaces, tile flooring, and skylights that fill the home with natural light. Step into the oversized 13' x 30' screened patio, perfect for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. The backyard also features a handyman's storage shed, providing plenty of room for tools, hobbies, and extra storage. <4 Rare Opportunity in South Daytona - Huge 0.60-Acre Lot with No HOA! Looking for room to spread out? This beautifully maintained 3-bedroom, 2-bath home sits on an incredible 0.60-acre lot (100' x 278')--a rare find in South Daytona! From the moment you arrive, you'll appreciate the endless possibilities this oversized property offers. Bring your RV, camper, boat, trailer, work vehicles, or all your outdoor toys--with NO HOA, you have the freedom to enjoy your property your way. Inside, you'll find comfortable living spaces, tile flooring, and skylights that fill the home with natural light. Step into the oversized 13' x 30' screened patio, perfect for relaxing, entertaining, or enjoying Florida's beautiful weather year-round. The backyard also features a handyman's storage shed, providing plenty of room for tools, hobbies, and extra storage. Properties with this much land in South Daytona don't come along often. Whether you're looking for space to entertain, room for your recreational vehicles, or simply the privacy of a large lot, this home checks all the boxes. Highlights: 3 Bedrooms | 2 Bathrooms Massive 0.60-acre lot (100' x 278') Plenty of room for RVs, campers, boats, trailers & more No HOA Bright skylights Tile flooring <4 Oversized 13' x 30' screened patio =( Handyman/storage shed =Í Convenient South Daytona location close to shopping, dining, parks, and just minutes from the beach! This is the kind of property buyers wait for--schedule your private showing today!

2024 Magnolia Avenue, South Daytona
196 Frontier Drive, Palm Coast
$334,900
4 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Why wait to build when you can move right into this 2023-built home? Located in the desirable Palm Harbor, this 4-bedroom, 2-bathroom residence offers 1,652 square feet of thoughtfully designed living space on a spacious 10,000-square-foot lot. The open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making everyday living and entertaining both comfortable and convenient. The split-bedroom layout provides privacy for the owner's suite while offering flexibility for family members, guests, or a home office. Built in 2023, this home offers the advantages of newer construction without the delays, rising costs, and uncertainty of building. Enjoy modern finishes, a functional layout, and low-maintenance living from day one. With no HOA fees or restrictions, you'll have the freedom to enjoy your property your way. Conveniently located near schools, shopping, dining, medical facilities, parks, golf courses, and just a short drive to Flagler County's beautiful beaches, this move-in-ready home is an excellent opportunity for anyone seeking the Florida lifestyle. Don't miss your chance to own a newer home in one of Palm Coast's most convenient location. Schedule your private showing today.

196 Frontier Drive, Palm Coast
30 Frederick Lane, Palm Coast
$348,990
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Under Construction. This brand-new construction home offers the perfect blend of elegance, comfort, and modern convenience. Designed with durable block and stucco construction, this open floor plan features 3 bedrooms, 2 baths, and 1,611 sq. ft. of thoughtfully designed living space. Soaring 9'4" ceilings throughout the home create an airy, spacious feel. Enjoy the Florida outdoors with a 6’ x12’ covered porch. The stylish 36” white Shaker-style cabinets are beautifully complemented by granite countertops, adding a touch of sophistication to the kitchen. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only

30 Frederick Lane, Palm Coast
28 Firethorn Lane, Palm Coast
$373,000
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
Beautifully Maintained Home with Open Floor Plan and Lush Landscaping Price Adjustment to $379,900. Welcome to this well-cared-for home featuring a fully fenced yard and zoned sprinkler system. The property boasts an open floor plan and lush landscaping, including a Meyer lemon tree, kumquat trees, and a pear tree—perfect for those who love fresh, homegrown fruit. Step inside to a custom inlaid tile foyer that leads to spacious living areas with wired surround sound in the great room. The kitchen offers ample counter seating for up to five bar stools, ideal for casual dining or entertaining. A dedicated dining room, breakfast area, and split floor plan ensure comfort and convenience throughout. The primary suite is generously sized and features a jetted soaking tub, oversized separate shower, double vanity, and private water closet. The additional bedrooms are comfortably sized and well laid out for privacy. Enjoy the versatility of a bonus room perfect as a music room, home office, den, or yoga/meditation space. A dedicated laundry/utility room with storage, screened lanai, ceiling fans inside and out, and an oversized garage add everyday functionality. A/C Updated in May, 2022

28 Firethorn Lane, Palm Coast
50 Florida Park Drive N, Palm Coast
$299,000
3 Beds ⋅ 2 Baths ⋅ Palm Harbor SubDv. ⋅ 32137 Zip Code
No HOA and close to everything in Palm Coast, this 3-bedroom, 2-bath home offers nearly 2,000 square feet with an open, functional layout. Vaulted ceilings and multiple skylights bring in natural light across the main living areas, including the kitchen, enclosed Florida room, and laundry space. Tile and laminate flooring throughout provide a clean, low-maintenance finish. The oversized kitchen features granite countertops and stainless steel appliances with plenty of space for everyday use. The primary suite includes a large walk-in closet and spacious bathroom. Additional features include an interior laundry room with washer and dryer, deep sink, and ceiling fans throughout the home. The enclosed Florida room adds flexible living space, while the fully fenced backyard and 2-car garage offer added convenience. Located less than half a mile from James Holland Memorial Park and minutes to shopping, dining, and major roadways.

50 Florida Park Drive N, Palm Coast
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